How it works.
Three steps. No listings, no showings, no waiting on buyer financing. Here's exactly what happens between your first call and your check at closing.
Step 01 — Tell us about the property
Submit the contact form or call (505) 420-3297. We need three things:
- Address of the property
- General condition — rough age, anything broken or deferred, occupied vs vacant
- Your timeline — whether you need to close in a week or you have time to figure it out
What we don't need: income, credit, financial statements, sob stories, or repair quotes. We're buying a house. We're not running an application on you.
This conversation is confidential and free. There's no obligation at this stage. Many sellers call just to understand what their property is worth as a cash sale — even if they ultimately decide to list instead.
Step 02 — Get a written cash offer in 24 hours
Within one business day of the initial conversation, you get a written cash offer by email or text. The offer includes:
- The cash purchase price
- Our timeline (typically 7-30 days, your call)
- Confirmation that we pay all standard seller closing costs
- Confirmation that we buy as-is — no inspection contingency, no financing contingency
The number is based on three real inputs: recent comparable sales in your specific NM neighborhood, an estimate of what it would cost to bring the property to market-ready condition, and our holding and transaction costs. We send our actual number — not a verbal range we'll renegotiate later.
For some properties (rural acreage, custom homes, off-grid, distressed) we may want to walk the property before sending the number. Even then we move fast.
Step 03 — Close on your date
If you accept the offer, here's what happens next:
- We sign a purchase agreement. Standard NM real estate purchase contract, no contingencies on our side.
- We open title at a reputable New Mexico title company — First American, Stewart Title, Sunwest, or whichever local company you prefer.
- Title runs a clean title search. This typically takes 5-10 days. They'll surface any liens, judgments, HOA arrears, or back taxes — we settle those from the proceeds at closing.
- You pick a closing date. As fast as 7 days for a clean-title cash close, up to 60 days if you need time to coordinate a move or wait on probate.
- You sign at the title company. Out-of-state sellers can sign remotely with a mobile notary — we do this routinely.
- Funds wire to you typically the same day or the next business day after recording.
What it costs you
$0. We pay:
- Title insurance (owner's policy)
- Escrow / settlement fees
- Recording fees
- NM real estate transfer fees
- HOA estoppel and transfer fees
- Your share of property taxes through the closing date
The number on your offer is the number you receive, minus only your existing mortgage payoff (if any) and any other recorded liens. No commissions, no transaction fees, no surprises.
What if you need to back out?
You can. The purchase agreement has a short inspection / earnest-money period during which you can cancel for any reason. We're not in the business of pressuring sellers into closings they regret.
What if your situation is more complicated?
Read up on specific situations we handle: